Fantasy Account Terms and Conditions

Please read these terms and conditions (the “Terms and Conditions”) carefully before using Fantasy Account. For the purposes hereof, "Fantasy Account", "we", "us" means Tradeplayer Limited; "Game" means a contest, league or other game format played on a platform that Fantasy Account is integrated with; “Service” means any service on a platform that Fantasy Account is integrated with; “Customer" means you; and "Wallet" means each customer’s real-money account balance.

Your access to and use of Fantasy Account is subject to these Terms and Conditions (including the Privacy Policy), as well as all applicable laws. By accessing and using Fantasy Account you signify your assent to these Terms and Conditions. If you do not agree to these Terms and Conditions please do not create a Fantasy Account. These Terms and Conditions may be amended or modified, or new conditions may be imposed, at any time. Any such changes or additions will be reflected by an update of this page. Please check these Terms and Conditions periodically for changes. Your continued use of Fantasy Account following the posting of changes to these Terms and Conditions (including the Privacy Policy will mean you accept those changes and that such changes shall apply to your use of Fantasy Account after such changes have been posted.

Fantasy Account is owned and operated by Tradeplayer Limited, a limited liability company regitered in Scotland, company number SC388174 ("the Company"). The company registered offices are at 5th Floor, Quartermile Two, 2 Lister Square, Edinburgh, EH3 9GL. Only people aged 18 and over are permitted to create a Fantasy Account.

The creation of a Fantasy Account is void where creating it would be prohibited by law. If you are under 18 years of age you are not permitted to create a Fantasy Account. By accessing or making use of Fantasy Account you warrant to Fantasy Account that same is not illegal in the territory in which you are located. You may access these Terms and Conditions at any time by using the link at the bottom of your Fantasy Account.

Fantasy Account reserves the right to alter, amend or otherwise change these Terms and Conditions at its absolute discretion. Fantasy Account shall not be liable as a result of any such change and you are advised to check these Terms and Conditions periodically for changes. If a change in the Terms and Conditions is made which you do not wish to accept you may close your Fantasy Account. Your continued access and use of your Fantasy Account will be deemed to be your acceptance of the Terms and Conditions and any changes to them as at the time of access or use. If there is anything in these Terms and Conditions that you do not understand, please contact us by emailing info@fantasyaccount.com before you register. Please note: You are deemed to have accepted all the Terms and Conditions upon registration. If you do not agree with these Terms and Conditions (including the Privacy Policy) or do not wish to be bound by them, you should exit Fantasy Account immediately.

1. Opening a Fantasy Account and Participation

1.1 You must create a Fantasy Account in order to avail of the features available to Fantasy Account holders. You will need to have your account verified before you can start playing real-money Games or subscribing to paid-for Services. You will also need to fund your Fantasy Account before being able to enter real-money Games.

1.2 When signing up, we will ask you for your name, your date of birth, your email address and your password. You will be asked to confirm that you are aged eighteen (18) years of age or older. You may only hold one Fantasy Account at a time, which must be funded by you. We reserve the right to assess compliance with these requirements for unique email addresses, real word addresses, debit card number and/ or any other payment forms used to establish an account. If you have created more than one Fantasy Account, we reserve the right to prevent you from withdrawing funds.

1.3 By signing up you confirm that you have read these Terms and Conditions (including the Privacy Policy) and that you agree to be bound by them in their entirety and without any reservation whatsoever, each of which is incorporated by reference into these Terms and Conditions.

1.4 By signing up you agree to the use of electronic communications in order to enter into contracts and you waive any rights or requirements under applicable laws or regulations in any jurisdiction which require an original (non-electronic) signature, to the extent permitted under applicable law.

1.5 You must provide true and accurate information about yourself including your name, your date of birth, your address and a valid email address. You represent and warrant that all registration and account information you supply to us is complete and accurate and kept up to date. You are responsible for maintaining the accuracy of this information. Should the registration information provided prove false or misleading, we may suspend or terminate your Fantasy Account. By signing up and opening a Fantasy Account you consent to allow us admittance to your account information to inspect the accuracy of the personal information provided, as well as complaints or other allegations of abuse.

1.6 When you sign up to Fantasy Account you will be asked to create a password. It is solely your responsibility to ensure that you do not reveal your password to anyone else and to ensure that this information is kept secret at all times. We advise you not to leave your computer unattended when logged in to avoid anyone else using your account. You must treat your password, or any other piece of information which forms part of our security procedures, as confidential and you must not disclose it to any third party. We have the right to disable any account or password if, in our reasonable opinion, your account information has been compromised. You must tell us immediately if you suspect any unauthorised use of your account or access to your password.

1.7 You are responsible for the secrecy of your own password. We will not be liable to you for any loss that you may incur as a result of an unauthorised person accessing your account and we accept no liability resulting from its unauthorised use, whether fraudulent or otherwise. As is usual, it is for you to ensure that your account password is kept completely secret. You must inform us as soon as you become aware of any error with your Fantasy Account or if you believe your account is being misused by a third party. If you lose or forget your password you can access the forgotten password page for help.

1.8 The Terms and Conditions and Privacy Policy of the Games and Services that Fantasy Account is integrated with form part of these Terms and Conditions. You expressly agree to be bound by the Terms and Conditions and Privacy Policy of the Games and Services that Fantasy Account is integrated with at the time you sign up – currently:

NBA Fantasy – see NBA Terms of Use and Privacy Policy.

PlayON - see Terms and Conditions and Privacy Policy.

As Fantasy Account becomes integrated with more Games and Services over time, in order to access those new Games and Services you will be asked to confirm your agreement with the Terms and Conditions and Privacy Policy of those Games and Services you wish to access but have not already expressly agreed to at the time you created your Fantasy Account.

1.9 Employees, contractors or agents of Tradeplayer Limited or its group companies, and family members of employees, contractors or agents of Tradeplayer Limited or its group companies, are not permitted to use Fantasy Account for any real-money game entries or sports betting purposes.

2. Account Verification and Security Checks

2.1 You may only sign up for a Fantasy Account if you are 18 years of age or older. We have the right, at any time, to request you to furnish us with proof of your identity, proof of your age and/or proof of your place of residence. Your account may be suspended whilst we await this information from you.

2.2 You are not permitted to use Fantasy Account unless you are 18 (eighteen) years of age or older and have the legal capacity to contract with us. If you are under 18 years of age please leave Fantasy Account immediately.

2.3 By signing up and opening an account with us, you confirm, warrant and represent that you are at least 18 years of age and that you have the mental capacity to take full responsibility for your own actions and can enter into a binding agreement with us.

2.4 By signing up and opening a Fantasy Account, you confirm and warrant that use of the services provided by Fantasy Account and any Game or Service that Fantasy Account is integrated with is legal and permitted in the jurisdiction where you are located.

2.5 To fund your Fantasy Account with a debit card you will need to provide personal information including your name, physical address and date of birth, which we will verify before your real-money Wallet is opened. As well as any other verification processes we may undertake, any account holders depositing from debit cards may be required to provide additional proof of identity to assist with age and place of residence verification. Additional proof of identity may include, but is not limited to: copy of passport, driver’s license and/or utility bills.

2.6 In order to assess your details and verify your Fantasy Account, we may supply the information you have given us to authorised credit reference agencies to confirm your identity and details. They will check any details we disclose to them against any databases (public or private) to which they have access and will keep a record of that check. You agree that we may process, use, record and disclose personal information, which you provide in connection with your account, and that such personal data may be recorded by us or the said credit reference agencies.

2.7 We reserve the right to request such further information from you as we deem appropriate in the circumstances. The information requested may include, but is not limited to, your occupation, marital status, and number of dependents. We further reserve the right to suspend your access to Fantasy Account and/or place restrictions on the amount that you can wager should you fail to respond to our request for information in a satisfactory manner, or should we determine, in our sole and absolute discretion, that the manner in which you have been participating in Games or Services that Fantasy Account is integrated with is inappropriate in the circumstances.

2.8 users may by subject to less restrictive requirements while entering exclusively Free to Play Games or Free Services that Fantasy Account is integrated with, but all participants in Free to Play Games or Free Services will be required, as a minimum, to confirm that they are of the legal age of 18 required to be a registered Fantasy Account holder. Should a user win a cash prize or (in certain circumstances a prize with value), while playing a Free to Play Game, they may then be subject to account verification should they wish to withdraw their winnings or exchange a prize for cash (if applicable in any particular case). Failure at this time to provide satisfactory verification will result in forfeiture of winnings and could result in closure of the user’s Fantasy Account.

2.9 You must inform us as soon as you become aware of any error with your Fantasy Account or if you believe your account is being misused by a third party.

2.10 It is your responsibility when you play to make sure that you are playing in a jurisdiction where it is legal to do so. Access to or use of Games, websites, apps and/or Services that Fantasy Account is integrated with may not be legal for some or all residents of, or persons in, certain countries or jurisdictions and you are not authorised to use or transact through Fantasy Account or to use any of the Games or Services that Fantasy Account is integrated with if you are resident or located in any such jurisdiction. We do not intend that Fantasy Account be used by persons in countries where such activities are illegal. We make no representation or warranty with respect to the legality or otherwise of the access to and use of Fantasy Account, and the making of deposits or receipt of any winnings from the Wallet. Fantasy Account does not constitute an offer, solicitation or invitation by us for the use of or subscription to betting, gaming or other Services in any jurisdiction in which such activities are prohibited by law.

2.11 If, in our sole discretion, an account is deemed to be in breach of any term within this section, any prizes won by use of that account will be subject to forfeiture.

3. Your Wallet

3.1 Your Fantasy Account Wallet is not a bank account and is therefore not insured, guaranteed, sponsored or otherwise protected by any deposit or banking insurance system or by any other similar insurance system. Users will not receive interest on monies deposited with Fantasy Account. Monies deposited with Fantasy Account are held by our payment service providers before being transferred into a normal bank account in the name of Tradeplayer Limited Customer Funds. Monies deposited with Fantasy Account are held in segregated bank accounts and adhere to the Gambling Commission's Basic Segregation of Customer Funds rating system - as detailed here. In the event of insolvency, all efforts will be made to return in full all monies held in segregated customer accounts to Customers. PlayON recommends that you remove monies from your account once your account balance reaches £5,000, or alternative currency equivalent, albeit it is not compulsory for you to do so.

3.2 You can set your own personal maximum deposit limit on your Wallet at the time of first deposit and at any time thereafter by going to the Deposit Limits page. You can decrease your deposit limit with immediate effect, but any increase will only be put in place after a 24 hour cooling off period.

3.3 You can view all transactions into and out of your Fantasy Account Wallet in the Account section. You are recommended to keep a record of all transactions made via Fantasy Account.

3.4 Any foreign exchange transfers made between different currency balances in your Fantasy Account Wallet reference third party foreign exchange resources, such as GoogleCurrency, to perform foreign exchange conversions. Every effort is made to ensure the relevant foreign exchange rate is accurate at the point of performing the foreign exchange conversion. PlayON may apply a margin to foreign exchange transfers made between different currency balances in your PlayON wallet - the maximum margin charged will be 1% of the value exchanged.

3.5 In order to enter in a real money Game or subscribe to a Service, you will be required to fund your Fantasy Account. Fantasy Account uses third-party electronic payment processors to process such financial transactions. You irrevocably authorise Fantasy Account in your name to instruct such processors to handle deposits and withdrawals from your Wallet and irrevocably agree that Fantasy Account may give such instructions on your behalf in accordance with your requests, or as consequence of your Fantasy Account activity or status.

4. Deposit and Withdrawal Policy

4.1 The maximum deposit you can make into your Wallet in any 24 hour period is £1,000, or alternative currency equivalent. Deposits can be made by debit card or other payment method such as Skrill, Neteller or others as may be added from time to time, registered in your name only. Please note that there may be a delay before monies are credited to your Wallet and you are able to start playing real money Games.

4.2 Any funds deposited into your Wallet can only be used for the placing of bets. Due to administrative costs, the minimum amount you can deposit into your Wallet in any one transaction is £10, or alternative currency equivalent.

4.3 Due to administrative costs, the minimum amount you can withdraw from your Wallet in any one transaction is £10, or alternative currency equivalent.

4.4 Some card companies classify transactions with PlayON as 'cash' and may place a fixed and/or interest charge from the date of payment.

4.5 To make a withdrawal from your Wallet you will need to complete the required information on the Withdraw funds page.

4.6 Fantasy Account will make its best efforts to process withdrawal requests within 3 to 5 working days of such a request being made. You may withdraw funds from your Wallet at any time provided all payments have been confirmed and provided you have satisfied our account verification and security check procedures. This is intended as an additional security measure to prevent any unauthorised third parties from withdrawing funds from your account.

4.7 If any sum is incorrectly credited to your Wallet you are obliged to notify us, and we are entitled to reverse such credits and/or recover such sums from you, even if withdrawn by you or improperly used to participate in Games or Services. We reserve the right to cancel or reverse any winnings to recover such sums. If you use the sums improperly credited to participate in Games or Services, we can cancel and reverse any winnings.

4.8 We may ask you to provide documentary evidence of your bank account, for instance in the form of a recent bank statement, before we are able to transfer the withdrawal monies into your bank account. You understand that we may only process withdrawal requests once we are satisfied that we have confirmed your identity.

4.9 In order to protect against fraud and collusion, and to comply with anti-money laundering requirements, customers may be prevented from withdrawing funds until a period of 48 hours has elapsed since their last deposit. It is therefore advised that you wait 48 hours from the time of your last deposit before making a request to withdraw funds.

4.10 Card payments, deposits and withdrawals can be made using debit cards registered to your address only. We do not accept American Express cards for payments, deposits or withdrawals.

5. Self-Exclusion

5.1 If at any time you feel as though you are spending too much time or money playing Games then we recommend that you read our section on Responsible Gaming. We also suggest that you follow the link to the Gamble Aware site.

5.2 For those Players who wish to restrict their access to real money play, we provide a voluntary self-exclusion policy, which enables you to close your account or restrict your ability to access your Fantasy Account for a minimum period of six months and up to a maximum period of five years. You can request that your Fantasy Account to be closed at any time by emailing us at info@fantasyaccount.com

5.3 During a period of self-exclusion we will not send you any marketing material and we cannot accept any deposits or allow you to access your Fantasy Account. We will return any balance in your Wallet to you. Any running real money Game entries will continue in place and we will forward any winnings after the event is settled. Once you self-exclude, we cannot reverse this process for any reason and you may not apply to open a new Fantasy Account. We will not reopen any self-excluded account, but after the expiry of the exclusion period you may contact us at info@fantasyaccount.com and request that your Fantasy Account to be reopened. Legislation requires us to provide you with a 24 hour cooling off period, during which you may elect to keep the self-exclusion in place.

5.4 If you wish to self-exclude from Fantasy Account you may do so at any time by going to the self- exclusion page. You must be logged into your Fantasy Account and follow these simple steps:

5.4.1 go to the Self Exclusion page;

5.4.2 select a "Self exclusion period" (ranging from 6 months to 5 years);

5.4.3 click on the "Suspend Account" button and Fantasy Account will action your self-exclusion request. We will use our reasonable endeavours to ensure compliance with self-exclusion. However you accept that we have no responsibility or liability whatsoever if you continue to use Fantasy Account to access real money Games and we fail to recognise or determine that you have requested self-exclusion in circumstances which are beyond our reasonable control such as, but not limited to, you opening a new account or using a different name or address.

5.4.4 In requesting self-exclusion you agree to provide full and accurate personal details, now and in the future, so as to allow access to/use of your Fantasy Account to be restricted. In agreeing to self-exclude you accept that you have a parallel undertaking not to seek to circumvent the self-exclusion. Accordingly, Fantasy Account has no responsibility or liability for any subsequent consequences or losses howsoever caused that you may suffer or incur if you commence or continue to access or make use of Fantasy Account through additional online accounts in circumstances where you have changed any of the registration details or you provide misleading, inaccurate or incomplete details or otherwise seek to circumvent the self-exclusion agreed.

5.4.5 The National Association for Gambling Care Educational Resources and Training GamCare provides information, advice and counselling to individuals, their family and friends who have concerns about problem gaming. The Helpline number for GAMCARE when calling from the UK is 0845 600 0133; this number may not be available from outside the UK. For Australian customers, if gambling is a problem for you please call Gambling Help Online 1800 858 858 or your local state gambling helpline. Gamble Responsibly. www.gamblinghelponline.org.au

5.4.6 If you require further information relating to this facility, please contact us by emailing info@fantasyaccount.com

6. Closure of Accounts, Suspension and Termination

6.1 Account Closure: We reserve the right to close your Fantasy Account at any time. We shall not be obliged to give you prior notice of our action nor to furnish you with any reasons. Any breach by you of the Game Rules of any Game that Fantasy Account is integrated with, or any breach by you of the Service Rules of any Service that Fantasy Account is integrated with, shall also be a breach of these Terms and Conditions.

6.2 You have the right to close your account at any time by emailing info@fantasyaccount.com

6.3 Unallocated Funds: From time to time, we will hold funds which are not allocated to Players. This may occur for a number of reasons including where a Player’s winnings are forfeited, or if we are unable to place funds in a Fantasy Account because it has already been closed by the Player. We may use these funds for a variety of purposes including using them for developing and improving Fantasy Account or anything else we reasonably believe to be appropriate.

6.4 Account Freezing: We may need to freeze your Fantasy Account or Wallet for any period we see fit if we reasonably believe that the account may be used for fraudulent purposes or for the purposes of money laundering. We also reserve the right to freeze or immediately terminate the account if we reasonably believe that you (i) are cheating, (ii) are under 18 years of age, (iii) have provided incorrect and/or false information on registration, or (iv) are in a jurisdiction that renders the provision of our services illegal.

6.5 Dormant Account: If no transaction has been recorded for 24 months, we will remit the balance in your account to you if your balance is over £5 or currency equivalent. If we are unable to locate you, or if your balance is below £5 or currency equivalent, we reserve the right to use these funds for a variety of purposes including developing and improving Fantasy Account or anything else we reasonably believe to be appropriate.

6.6 Inappropriate Behaviour: We reserve the right to close your Fantasy Account, or to limit your participation in any Games or Services that Fantasy Account is integrated with, for any reason, including but not limited to: the harassment of other Players; the posting of objectionable material; the creation of numerous accounts; Game fraud; or any breach of the Terms and Conditions.

6.7 Suspension and Termination: Failure to comply with any of the Terms and Conditions, Game Rules, Service Rules and the Privacy Policy of Games and Services that Fantasy Account is integrated with constitutes a material breach of these Terms and may result in Fantasy Account taking any or all of the following actions:

6.7.1 immediate, temporary or permanent withdrawal of your right to use Fantasy Account;

6.7.2 issue of a warning to you;

6.7.3 disqualification from Fantasy Account and cancelation of your right to claim any winnings;

6.7.4 legal action against you including proceedings for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach;

6.7.5 disclosure of such information to law enforcement authorities or third party complainants as we reasonably feel is necessary or required;

6.7.6 disclosure of your identity to any third party who is claiming that any material posted or uploaded by you constitutes a violation of their intellectual property rights, right to privacy or other legal rights.

The responses described in this clause 6.7 are not limited, and we may take any other action we reasonably deem appropriate.

6.8 Any monies associated with closed accounts, including closure of accounts for non-compliance with the Terms and Conditions, Game Rules or Service Rules, are subject to forfeiture.

7. Game Messages and Moderation

7.1 Fantasy Account does not pre-screen any content posted or disseminated by Fantasy Account holders.

7.2 Because the messages are self-moderated, you should understand that when using a Game or Service that Fantasy Account is integrated with, you may come across some content that you find offensive or objectionable. If you do come across such content then you are free to register a complaint in relation to this. You should note that the views expressed in banter fields, on message boards or in a chat room are the views of the individual concerned, not those of Fantasy Account.

7.3 If you post any content in any Game or Service that Fantasy Account is integrated with then you are confirming that:

7.3.1 the content includes nothing which would be a breach of these Terms and Conditions;

7.3.2 the content is non-confidential and non-proprietary and that Fantasy Account may make use of that content in any way it sees fit and without acknowledgement;

7.3.3 players may access the content on terms similar to these;

7.3.4 if you wish to restrict the use of any content, then you are advised not to submit it;

7.3.5 you are entirely responsible for any content you post in any of the Games or Services;

7.3.6 you must ensure that you only use content functionality in order to post content which is (in the reasonable opinion of Fantasy Account) legal, decent, proper and relevant. Without limitation of the foregoing, you must ensure that you:

7.3.6.1 comply with any instructions from Fantasy Account;

7.3.6.2 do not defame, threaten, harass, abuse, or otherwise violate the rights of others;

7.3.6.3 do not post or make available content which is unlawful, defamatory, obscene, objectionable, or inappropriate or which restricts or inhibits any other person from using or enjoying any Game or Service that Fantasy Account is integrated with, or which may expose Fantasy Account or other Fantasy Account holder to any harm or liability of any type;

7.3.6.4 do not promote or provide unlawful instructions to others;

7.3.6.5 do not post any messages that could interfere with the intellectual property rights or confidential information of others;

7.3.6.6 do not post messages containing commercial messages or advertising;

7.3.6.7 do not impersonate anyone else, falsely state or otherwise misrepresent yourself, your age or your affiliation with any person or entity;

7.3.6.8 do not use content functionality to harvest personal information about others;

7.3.6.9 do not post any content containing pictures, video or personal information of others, unless that use is lawful, or you have their consent;

7.3.6.10 do not transmit any viruses or other harmful code, files or programmes;

7.3.61 do not add links to external sites (other than by prior agreement of Fantasy Account);

7.3.6.12 do not use any Game or Service that Fantasy Account is integrated with in any unlawful manner or in any other manner that could damage, disable, overburden or impair the Game or Service;

7.3.6.13 do not use automated scripts to collect information from or otherwise interact with any Game or Service that Fantasy Account is integrated with;

7.3.6.14 do not upload, post or otherwise make available any unsolicited or unauthorised advertising, solicitations, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation.

7.3.7 Please note that Fantasy Account will seek to use these Terms and Conditions to prohibit all such behaviour. However, Fantasy Account cannot guarantee that you will not be exposed to such behaviour. If you should encounter it, please feel free to make a complaint accordingly.

8. Rights

You acknowledge and agree that Fantasy Account is protected by copyright, database rights and other intellectual property and related rights that are owned by Fantasy Account or our partners. You have no rights in such copyright material or trade or brand or service marks or logos and must not use them without Fantasy Account’s written permission. All intellectual property rights in the name "Fantasy Account", the logos, software, source code, object code, patents, trade marks, copyright, database rights, rights in designs, know-how and all other intellectual or industrial property rights and other distinctive brand features of Fantasy Account used and produced by Fantasy Account vest in Fantasy Account. You agree not to display or use such logos, designs, trademarks and/or other distinctive brand features or intellectual property in any manner without our prior consent.

9. Warranties and Indemnity

9.1 You hereby warrant and represent that you:

9.1.1 are 18 years of age or older, are of sound mind and are capable of taking responsibility for your own action;

9.1.2 have furnished us with personal details that are valid, accurate and complete in each and every respect and that you shall advise us immediately in writing should such details change;

9.1.3 will not use our services where it is prohibited to do so while located in the jurisdiction in which you are located. The availability of Fantasy Account does not constitute an offer or invitation by Fantasy Account to bet in any jurisdiction in which such use is illegal;

9.1.4 will not attempt to hack, make unauthorised alterations or introduce any kind of malicious code to Fantasy Account or any Game or Service that Fantasy Account is integrated with by any means. Unless given prior written approval by us, you will not make copies, modify, reproduce, transmit, alter or distribute all or any part of Fantasy Account or any material or information contained on it;

9.1.5 will not disguise or interfere in any way the IP address of the computer you are using to access Fantasy Account or any Game or Service that Fantasy Account is integrated with or otherwise take steps to prevent us from correctly identifying the actual IP address of the computer you are using whilst accessing Fantasy Account or any Game or Service that Fantasy Account is integrated with;

9.1.6 will not abuse in any way any online betting or gaming or any promotion scheme offered by Fantasy Account or any Game or Service that Fantasy Account is integrated with.

9.2 You agree to indemnify us and hold us and our associated companies, affiliates, officers and directors, agents and employees harmless from any liabilities, claims, losses or demands made by any third party arising out of your breach of these Terms and Conditions.

10. Limitation of Liability

10.1 Fantasy Account and its suppliers take reasonable precautions to prevent computer viruses, trojan horses, worms, time bombs, cancelbots, corrupted files, or any other items that may damage the operation of computers or property or otherwise engage in computer misuse on Fantasy Account or in any Game or Service that Fantasy Account is integrated with, but does not accept any liability for them. You are advised to take precautions yourself, such as the use of suitable protective software.

10.2 Access to Fantasy Account is provided by public telecommunications networks and other technology for which Fantasy Account and its suppliers have limited control. Fantasy Account does not accept any liability for failures or breakdowns in network communications and/or end-to-end connectivity across the Internet and/or performance problems experienced on any Internet or other networks outside Fantasy Account’s direct control. You should be aware when using Fantasy Account that you may be using a connection or equipment that is slower than such equipment used by others and that this may affect your performance in time critical events.

10.3 Fantasy Account does not give any warranty as to the accuracy of any material on Fantasy Account or any Game or Service that Fantasy Account is integrated with, and does not accept any liability for such content or for any use of or reliance on it except where Fantasy Account has breached a duty imposed by law. If Fantasy Account has breached such a duty it shall not be liable where it would be reasonable to restrict such liability, for example if the breach is attributable to the fault of you or an unconnected third party or could not have been foreseen or prevented by Fantasy Account using reasonable care.

10.4 If for any reason the Internet portion of Fantasy Account is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorised intervention, fraud, technical failures, or any other causes beyond the control of Fantasy Account which corrupt or affect the administration, security, fairness, integrity, or proper conduct of the products and services provided by Fantasy Account, we reserve the right, at our sole discretion, to disqualify any individual who tampers with the entry process, and to cancel, terminate, modify or postpone any products or services of Fantasy Account.

10.5 Fantasy Account assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line malfunction, theft or destruction or unauthorised access to, or alteration of, entries or transactions. Fantasy Account is not responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, or providers, computer equipment, software, failure of any e-mail entry or transaction to be received on account of technical problems or traffic congestion on the Internet or at any website, or any combination thereof, including any injury or damage to participant's or any other person's computer related to or resulting from participation or downloading any materials in this context.

10.6 Fantasy Account assumes no liability for any losses related to the above outlined failures or caused by any disconnection from Fantasy Account or any Game or Service that Fantasy Account is integrated with. The majority of internet connections suit Fantasy Account’s requirements. However, in some cases, an internet connection may result in unwanted waiting time for users.

10.7 You agree that Fantasy Account is not liable for any loss caused by any unauthorised use of your card or any other method of payment by a third party that has a connection with us. Any attempt to defraud Fantasy Account through the use of cards or other methods of payment, regardless of the outcome, or any failure by you to honour legitimate charges or requests for payment will result in instant termination of your account, and forfeiture of any funds you may have won or deposited to which you are otherwise entitled.

10.8 We may display and make accessible promotions, advertisements, and offers provided by third parties ("Third Party Promotions"). You understand and agree that we shall not be responsible and shall have no liability for any Third Party Promotion, and that you participate in or choose to click on a Third Party Promotion solely at your own risk. You agree that your sole remedy in connection with any Third Party Promotion will be with the third party offering the Third Party Promotion and that you shall have no remedy against Fantasy Account arising from your participation in, or inability to participate in, any Third Party Promotion.

10.9 We are not responsible for user-generated content on Fantasy Account or any Game or Service that Fantasy Account is integrated with.

10.10 You agree to indemnify us and hold us and our associated companies, affiliates, officers, directors, agents and employees harmless from any liabilities, claims, losses or demands made by any third party arising out of your breach of these Terms including documents incorporated by reference into these Terms or out of your violation of any law or the rights of a third party.

10.11 You acknowledge that Fantasy Account and its subsidiaries will hold information with respect to your identity, including but not limited to your name, your date of birth and your address. You agree that we rely on this information in entering into these Terms with you and you agree to hold us harmless against any falsehood or inaccuracy contained in the information you provide us.

10.12 Any prizes won using your Fantasy Account are subject to compliance with the terms and conditions which attach to the relevant prize (or part of a prize) from time to time and Fantasy Account shall not be liable or held responsible for any winner’s failure or inability to comply with such terms and conditions.

11. Privacy and Data Protection

11.1 The creation of a Fantasy Account will allow you to access Fantasy Account and any Game or Service that Fantasy Account is integrated with. By entering a Game or Service that is newly integrated with Fantasy Account, you will first be presented with the Terms and Conditions and Privacy Policy of that Game or Service, which you will be required to agree to in order to access the Game or Service. You may also be presented with an opt-in form whereby you can opt-in to having your data shared with that operator of that Game or Service. In the event that you opt-in to data sharing, your data will be shared with the relevant operator. For more information about how your data is used, please see the Privacy Policy.

12. Complaints and Dispute Resolution

12.1 Fantasy Account makes every attempt to resolve complaints in a timely manner and to the satisfaction customers. If you do have a complaint, please email us at info@fantasyaccount.com and we will make our best efforts to respond with an appropriate solution.

13. General

13.1 If any part of these Terms and Conditions is deemed unlawful, void or for any reason unenforceable, then that part shall be deemed to be severable from the rest of these Terms and Conditions and shall not affect the validity and enforceability of the remaining provisions.

13.2 No indulgence granted by us to you should be construed as a waiver of any of our rights under these Terms and Conditions.

13.3 Unless otherwise expressly stated, nothing in these Terms and Conditions shall create or confer any rights on any persons not party to these Terms and Conditions.

13.4 We reserve the right to transfer, assign, sub-license or pledge, in whole or in part, any of the rights and obligations granted to or imposed upon us by these Terms and Conditions. You may not transfer, assign, sub-license or pledge any of the rights and obligations granted to or imposed upon you by these Terms and Conditions.

13.5 Unless the context otherwise indicates, these Terms and Conditions set out the entire agreement between you and Fantasy Account and supersede all prior oral or written agreements, arrangements or understandings between you and Fantasy Account. You acknowledge that you are not relying on any representation, agreement, term or condition that is not set out in these Terms and Conditions.

13.6 In these Terms and Conditions the headings are used for convenience only and shall not affect its interpretation.

13.7 It is your responsibility to report any winnings and/or losses to the tax and/or other authorities in your relevant jurisdiction.

13.8 In the event of any breach by you of these Terms and Conditions, Fantasy Account reserves the right to suspend and/or close your account either temporarily or permanently.

13.9 Fantasy Account reserves the right at any time and from time to time to modify, discontinue, temporarily or permanently, Fantasy Account with or without prior notice (due to reasons outside its reasonable control (including, without limitation, in the case of anticipated, suspected or actual fraud)).

13.10 The Terms shall be governed by and construed in accordance with Irish law. Disputes arising in connection with the Terms shall be subject to the exclusive jurisdiction of the Irish courts. This clause does not affect the rights of Fantasy Account in bringing any action to which it may be entitled in any court of competent jurisdiction.

If you have any questions, please contact us at info@fantasyaccount.com